Meet the Team

David T. Kettig

President & Chief Executive Officer

David T. Kettig is President and Chief Executive Officer of IHC Specialty Benefits, and is Chief Operating Officer and Senior Vice President of Independence Holding Company {NYSE: IHC), having served IHC in various capacities since 1992. Mr. Kettig is also a director of IHC. In addition, Mr. Kettig serves as President of American Independence Corp. (NASDAQ: AMIC) and as President of both Standard Security Life Insurance Company of New York and Independence American Insurance Company, all corporate affiliates of IHC. He is a frequent contributor to trade publications (such as Broker World, HIU and Benefits Selling) on topics including medical stop-loss and fully insured health products. Mr. Kettig is a regular speaker at industry events on trends in the health insurance industry and the future of health care policy in the United States.

Prior to joining IHC, Mr. Kettig practiced law with a large firm based in New York City. He holds a law degree from Cornell Law School and is a graduate of Hamilton College.

Brian Dow

Chief Operating Officer

As Chief Operating Officer, Brian Dow has experience in oversight of ecommerce application development, cor­porate planning, business development, telemarketing call centers, joint ventures, lead and advance programs and new venture startups.

Previous to joining The IHC Group, Brian spent nine years working for Blue Cross and Blue Shield of Minne­sota. Brian began work in sales and marketing as a principal analyst responsible for developing and imple­menting sales and marketing plans. As a principal financial analyst, Brian lead joint venture efforts to create new health care facilities and provided financial expertise for disease management programs, informa­tion technology and corporate planning. Other profes­sional experiences include financial planning for a large national specialty retailer, Musicland Stores Corpora­tion.

Brian received his Bachelor of Science from St. Cloud State University in 1989 and his Masters of Business Administration in Venture Management from the University of St. Thomas in 2001.

Dave Keller

Senior Vice President, Sales

Dave Keller is Chief Sales and Marketing Officer of IHC Specialty Benefits and has worked in the insurance industry for over 25 years. His prior positions include serving as Senior Vice President of Sales and Marketing for IHC Health Solutions and as Vice President of marketing at Assurant Health prior to joining IHC.

Dave obtained his Bachelor’s degree from Denison University.

IHC Specialty Benefits, Inc.

IHC Specialty Benefits, Inc., is a full-service marketing and distribution company that focuses on individual, consumer and small employer products. Products are marketed through general agents, online, telebrokerage, advisor centers, private label and directly to consumers. The company conducts business under the following brands:

A website which provides information for individuals who want to learn more about their health insurance options and shop for coverage online or through the Health eDeals Call Center. Health eDeals also provides a referral service, Agent Finder, for consumers who wish to work with an advisor in their area.


Published since 1999, is the popular and trusted internet destination for pet parents concerned about their pet’s health and well-being. The site provides 10,000+ vet approved articles and other useful content to over 1,000,000 visitors per month. PetPlace sits at the hub of IHC’s Pet Health Division which brings pet insurance solutions to the market through D2C online outlets, agents, and strategic partners.

Pet Partners

Since 2002, PetPartners has been providing affordable, comprehensive pet health insurance to dogs and cats of all ages and breeds in all 50 states. As one of the first pet insurance providers in the United States, PetPartners offers their policyholders years of knowledge and experience in the pet health space.

PetPartners is trusted as the exclusive pet insurance provider of both the American Kennel Club (AKC) and the Cat Fanciers’ Association (CFA). Customizable plans allow pet owners to personalize their coverage and create a plan that meets their individual needs and budget.

PetPartners in based in Raleigh, North Carolina and became a member of The IHC Group in March 2017.

David T. KettigPresident and Chief Executive Officer

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